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Legal Blog

Can Legals365 send a legal notice to the bank?

Can Legals365 Send a Legal Notice to the Bank? When Banks Just Won’t Listen Let’s be honest—dealing with banks can test your patience. You email, you…

Lost Your Job? Learn How to Restructure Your Loan Legally

Can You Restructure a Loan After Losing Your Job? Let’s Talk Honestly So, you’ve lost your job. Maybe recently. Maybe a few months ago. Either way,…

Still Owe on a Loan? You Can Settle Even After Default

Can I Settle My Loan If I’ve Already Defaulted? Introduction If you’ve fallen behind on your loan repayments, you’re not alone. In fact, it’s more common…

EMI Default: Legal Consequences & Borrower Rights

EMI Default: Legal Ramifications and Borrower Remedies Defaulting on an equated monthly installment (EMI) is more than a missed payment—it’s a legal breach that triggers consequences…

How Loan Consolidation Works & Why It’s Worth Considering

Alright, let’s be honest—loan statements can be the stuff of nightmares. They’re always there, staring at you with their due dates and interest rates, making you…

How Debt Settlement Affects Your Credit Score

How Debt Settlement Affects Your Credit Score Let’s Be Real for a Minute You’re stuck under a mountain of bills, and the calls from creditors just…

Loan Default in India: What It Means and How Legals365 Can Help

Life has a way of throwing curveballs at us, doesn’t it? One minute you’re keeping up with those EMI payments like clockwork, and the next, something…

What are the alternatives to loan settlement?

Introduction Let’s face it—debt can feel like a heavy backpack you’ve been carrying around for way too long. One month you’re scraping by, the next you’re…

Can I Request a Settlement Directly from the Bank? You know those nights where you’re lying awake, staring at the ceiling, thinking, “How on earth am…

MSME Loans in India: Your Friendly 2025 Guide

Introduction If you’ve been running a small business, you know the ups and downs all too well—some days you’re feeling on top of the world, and…

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